What is a LSV?
Low Speed Vehicles (LSVs) and Golf Carts differ significantly in design, speed capabilities, legal requirements, and permitted areas of operation. LSVs are defined by Florida law as four-wheeled vehicles with a top speed between 20-25 miles per hour. These vehicles must be registered, titled, and insured with personal injury protection (PIP) and property damage liability (PDL) insurance. Operators of LSVs are required to possess a valid driver license while driving. LSVs are permitted only on streets where the posted speed limit is 35 mph or less and must be equipped with specific safety features such as headlamps, turn signals, stop lamps, seat belts, and a windshield, among others. Additionally, to title and register an LSV, owners must provide necessary documentation such as proof of insurance, a Manufacturer’s Certificate of Origin, and applicable fees.
What is a Golf Cart?
In contrast, Golf Carts are defined as vehicles designed for use on golf courses, with a top speed not exceeding 20 miles per hour. They do not require registration, titling, or insurance. Beginning October 1, 2023, operators under 18 years of age must hold a valid learner’s permit or driver license, while those aged 18 and older must have a valid government-issued photographic ID. Golf Carts may only be operated on roadways specifically designated for their use, with posted speed limits of 30 mph or less, or in specific areas where signage indicates they may share the roadway. Unlike LSVs, Golf Carts are not required to meet extensive safety equipment standards, although local ordinances may impose additional restrictions.
Key Differences Between A Golf Cart & LSV/Street Legal Golf Cart
Aspect | LSVs | Golf Carts |
|---|---|---|
Top Speed | 20-25 mph | Up to 20 mph |
Registration | Required | Not required |
Insurance | Required (PIP and PDL) | Not required |
License Requirement | Valid driver license | Learner’s permit or photo ID (new rule) |
Where They Can Operate | Streets with 35 mph speed limit or less | Streets with 30 mph speed limit or less |
Safety Equipment | – Headlamps – Front & rear turn signals – Stop lamps – Tail lamps – Reflex reflectors – Driver-side exterior mirror – Passenger-side exterior or interior rear-view mirror – Parking brake – Windshield – Seat belts for each seat – Vehicle identification number (VIN) | Minimal requirements; varies by local rules |
Information To Know About Converting Your Golf Cart To An LSV/Street Legal Golf Carts
Converting a golf cart to a Low Speed Vehicle (LSV) requires compliance with Florida’s safety and operational standards. The cart must be equipped with essential safety features, including headlamps, turn signals, stop lamps, tail lamps, reflectors, mirrors, a windshield, seat belts, a parking brake, and a Vehicle Identification Number (VIN). Once the cart is street-legal, the titling and registration process can begin.
Applicants must submit four photos of the modified cart (front, back, and both sides) along with required documents to a Motorist Services Regional Office for inspection and VIN assignment. Required documents include the Manufacturer’s Certificate of Origin or bill of sale, forms HSMV 84490 and HSMV 86064, original receipts for all parts used, a certified weight slip, and Form HSMV 82040 for title application. Proof of Florida insurance with minimum coverage of $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL) is mandatory, along with sales tax payment or exemption proof, valid ID, and applicable fees.
The registration and title will reflect the conversion date, not the original manufacture year. Meeting all requirements ensures the golf cart is legally converted and registered as an LSV, making it eligible for use on designated roads.
Call or Text Sharky's Golf Carts To Learn About Converting Your Golf Cart Into An LSV/Street Legal Golf Cart
Let Sharky’s Golf Carts take the stress out of converting your golf cart into a street-legal LSV. Call or text us today, and our team will handle the entire process—from adding required safety features to completing the paperwork